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Kredit Pintar is a provider mortgage-free cash loan application that can be accessed through Google Play Store and Apple Store

Get easy cash loan only by using ID Card.

Online fund application available in 24 hours, anytime and anywhere.

Simple, loan repayment can be done monthly via various available channels.

Trusted online cash loan app that is registered and supervised by the Indonesia Authorities of Financial Service (OJK).

Loan amount

Loan amount available from Rp 600.000,- until Rp 10.000.000,- in a one time-transaction.

Improve the credit history and get up to 5 million Rupiahs, 10 million Rupiahs, until 50 million Rupiahs loan without mortgage.

Loan Tenor

Stress-free, repayment can be done in monthly installment.

Loan Interests

Get a mortgage-free cash loan, instant and safe process in your hand.

How to Repay Kredit Pintar Repayment

Check your bill in 'Bill' menu

Click 'Pay'

Choose 'Virtual Account' as the payment method

Choose the bank name that you use

Copy the virtual account and paste in the Bank application or Internet Banking that you use

Input the bill nominal displayed in Kredit Pintar application

Click 'OK' to finish your transaction

Payment successfully done!

Your payment status will be updated automatically in the application

Kredit Pintar Borrower Qualifications

To apply for a cash loan with instant disbursement in Kredit Pintar, the customers must obey the qualifications as below:

1. Indonesia Citizen

2. Age between 18-60 years old

3. Has a valid Indonesian ID Card

4. Bank account that is synchronized with Indonesian ID Card

5. Live in Indonesia

6. Fulfill another necessary data and documents

Easy, Reliable, and Instant: Ways to apply for a loan in Kredit Pintar

Download Kredit Pintar application via Google Play Store and Apple Store

Apply for a loan based on the available nominal

Wait for the loan approval

Your money will be directly disbursed within 1 x 24 hours after the approval is received

How to Increase Your Credit Limit

Apply for your first loan

Repay on time

Upload profile photo

Apply for a bigger loan amount

Refer Smart Credit app to friends

Share your story

Credit Up Benefits

By increasing the credit limit of the loan in Smart Credit, you can get:

Better loan offers

Get up to Rp 50 million loan limit with flexible tenor and lower interest rate.

Exclusive vouchers

Get vouchers up to Rp 500.000.

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Higher loan limit

Get a loan of up to Rp 50 million with flexible tenor and low interest.

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