KreditPintar
TKB90: 100%
TKB0: 97.78%
TKB30: 98.49%
TKB60: 99.22%
TKB90: 100%
TKB0: 97.78%
mobile-menu
Home
Pintar Score
Product
FAQ
About Us
Career
Education
Event
Contact Us
enEnglish
ojk
afpi
brand-logo
brand-logo
brand-logo

Get fast online loan, just in 5 minutes on Kredit Pintar

Dapatkan Pencairan

Pinjaman Dana Cepat

dengan Bunga Rendah
qrcodegoogle_play
qrcode
app_play
qrcodeScan To Download APKqr_apk_bg
Loan Amount2.3 Million
600 Hundred Thousand50 Million
Tenor3 Months
2 Months12 Months
Installments per month
*include interest rate
Rp 1,042,700
Apply Now

Why Borrow from Kredit Pintar

Mrs. Meidina - Entrepreneur
Mrs. Meidina - Entrepreneur
"Kredit Pintar is the most reliable online credit loan for me. It provides 24 hours instant loan disbursement application process and can I only get them in Kredit Pintar, a mortgage-free loan. I always remember to repay before the due, if I don't repay on time, I can confirm to Kredit Pintar CS team."
Arie Febian - Driver
Arie Febian - Driver
"Kredit Pintar is my go-to app for me to apply for a personal loan for any urgent financial needs. Nowadays, I can experience an easy an instant loan application process. I choose Kredit Pintar to apply monthly fast disbursement loan for every needs."
Dwi Dara Adelia - Employee
Dwi Dara Adelia - Employee
"At first I doubt Kredit Pintar. Surprisingly, Kredit Pintar is registered and supervised by OJK to serve online cash loan. Therefore, I apply for a loan and have it disbursed, as known, its process is instant and easy."

Ways to Apply for An Online Loan

Kredit Pintar FAQ about Cash Loan
Learn More

Ongoing Promos

Kredit Pintar Features

Loan Installment
Loan Installment
Borrow money up to 50 Million Rupiahs mortgage-free
Borrow money isntantly
Borrow money isntantly
Instant loan application process with disbursement right to your bank account
Low interests
Low interests
Low interests loan for every needs
Safe and Reliable
Safe and Reliable
Protects all customer data & info. Registered & Supervised by OJK.
Customer service
Customer service
Kredit Pintar Customer Service online during weekdays
More benefits
More benefits
Get installment discounts, vouchers, pulses, and much more!

Banks We Cooperate with: BCA, Bank Mandiri, BNI, BRI

Honours

As featured on

honours
honours

Frequently asked questions

Is Kredit Pintar already registered in OJK?

Absolutely. Kredit Pintar Indonesia is already registered and supervised by OJK with permission no. KEP -83/D.05/2019. With this permission, Kredit Pintar will always comply to any conditions as well as financial regulations in Indonesia, that includes maintaining the security and safety of customer's data. You can find out the list of fintech here periodically.

Available Loan Amount and Tenor

Available loan amount and tenor in Kredit Pintar application

-Rp 2.300.000, with 3 months tenor.

-Rp 6.000.000, with 6 months tenor.

-Rp 10.000.000, with 12 months tenor.

Loan amount

Our loan amount range is from Rp 600.000,- until Rp 10.000.000,- in a single transaction.

Improve the credit history and get up to 5 million Rupiahs, 10 million Rupiahs, until 50 million Rupiahs loan without mortgage.

Loan Tenor

Stress-free, repayment can be done in monthly installment.

Get cash loan with 2, 3, 6 and 12 months of installment NOW!

How to Apply For A Loan in Kredit Pintar?

Easy! You can follow the steps below:

1. Open your Kredit Pintar application. If you do not have ot yet, please install it from the Google Play Store,

2. Register and verify your account.

3. Fill in the loan application form and complete the required supplementary documents (KTP and selfie).

4. Your application will be proceeded into verification. Please wait for a notification about loan application from Kredit Pintar.

How do I Pay My Bill?

Bill payment can be done through BCA, Mandiri, BNI, Bank BRI, and Alfmart. For payment details, kindly open Kredit Pintar payment method in Kredit Pintar application, or check out this link.

What is the customer service number for the complaint and what are the User Complaint Lines?

You can address your complaints through several provided complaint lines, such as:

1. Call center / phone.

You can reach us at (021) 5059-8882 to address the complaints. This telephone number can be found easily in the website or app. The official hour to address your complaints in this phone number is during 08.00 A.M - 22.00 P.M GMT +7 daily.

2. Email

You can submit your complaints through our email address at cs@kreditpintar.com

3. Social Media

You can also reach one of these Kredit Pintar social media below:

IG:@kreditpintar

FB:@kreditpintar

Twitter: @kreditpintar

4. Live Chat

You can utilize dhat feature in Kredit Pintar application.

View More  >

Kredit Pintar Service Area

SUMATRA
Medan, Palembang, Bandar Lampung, Batam, Pekanbaru, Padang, Jambi, Bengkulu, Banda Aceh, dan berbagai kota lainnya di wilayah Sumatra
KALIMANTAN
Pontianak, Palangkaraya, Banjarmasin, Samarinda, dan berbagai kota lainnya di wilayah Kalimantan
JAWA & BALI
DKI Jakarta, Serang, Bandung, Surabaya, Semarang, Denpasar, dan berbagai kota lainnya di wiayah Jawa dan Bali
SULAWESI
Makassar, Manado, Kendari, Palu, Gorontalo, dan berbagai kota lainnya di wilayah Sulawesi
PAPUA
Jayapura, Sorong, Merauke, Manokwari, Timika, dan berbagai kota lainnya di wilayah Papua

Get a cash loan with instant disbursement only from Kredit Pintar application.

Kredit Pintar is an application that provides online cash loan service to support financial inclusion, under PT. Kredit Pintar Indonesia business entity that has been established since 2018.
Kredit Pintar is already registered and supervised by the Authorities of Financial Services (OJK), so it is stated as an online cash loan provider that is legally operated in Indonesia.
By utilizing the latest Artificial Intelligence technology, Kredit Pintar provides convenient unsecured cash loan for the user via Kredit Pintar application, quick application process only using ID Card.
The ease in applying for a loan can be experienced by the entire Indonesia citizens, since the mortgage-free loan Kredit Pintar has included all areas in Indonesia.
To apply for an instant disbursement loan, you can download and install the verified Kredit Pintar application available in Google Play Store.
Until now, Kredit Pintar has been downloaded for more than 10 million times with 1.5 million customer reviews in Google Play Store and has 4.8 out of 5 stars rating.

Available Loan Amount and Tenor

-Rp 600.000, with 2 months tenor.
-Rp 1.200.000, with 2 months tenor.
-Rp 1.800.000, with 2 months tenor.
-Rp 2.300.000, with 3 months tenor.
-Rp 6.000.000, with 6 months tenor.
-Rp 12.000.000, with 12 months tenor.

Loan amount

Our loan amount range is from Rp 600.000,- until Rp 10.000.000,- in a single transaction.
Improve the credit history and get up to 5 million Rupiahs, 10 million Rupiahs, until 50 million Rupiahs loan without mortgage.

Loan Tenor

Stress-free, repayment can be done in monthly installment.
Get cash loan with 2, 3, 6 and 12 months of installment NOW!

Get Exclusive Deal

Subscribe for Exclusive Voucher and Promo, tips and news
Email
Enter email address
Phone
Enter phone number
Licensed and Supervised
Sitemap
Our Office Address
Follow us
© 2025 PT Kredit Pintar Indonesia. All rights reserved. Please find Terms and Conditions and Privacy Policy regarding Kredit Pintar’s service.
noticePlease kindly read Attention and Disclaimer
noticeRead Ringkasan Informasi Produk dan Layanan (RIPLAY) Umum
download-google-play

Check My Pintar Score

mobile-close
mobile-logo
Fast Loan 50 mio!Download

Be cautious of potential scams and always use Kredit Pintar's official channels for transactions. Verify all information, repayment details, and terms carefully.

PLEASE BE AWARE, THIS TRANSACTION CARRIES A HIGH RISK. YOU MAY EXPERIENCE LOSSES OR LOSE MONEY. DON'T TAKE LOAN IF YOU DON'T HAVE ABILITY TO REPAY. CONSIDER THIS WISELY BEFORE TRANSACTION.